PHYSICAL THERAPY for ANTHEM BC/BS Out-of-Network Effective 3/1/2025

FOR PHYSICAL THERAPY PATIENTS ONLY

As of March 1, 2025, Cova Spine and Pain Center will NO LONGER BE IN-NETWORK for Anthem Blue Cross Blue Shields Plans.

What does “Out-of-Network” mean?

If claims are filed to your insurance:

  • Claims may process to your out-of-network benefit.
    • If applicable, some policies do not have out of network benefits
    • Patients normally have higher out-of-pocket costs
    • Higher copays, deductibles, co-insurances
  • Insurance may leave the patient responsible for the full charge amount
    • There will be no contractual adjustment – balance billing
  • Some plans may deny for no authorization due to utilizing out-of-network providers.
  • You will need to sign a waiver acknowledging that we are out-of-network, and you will have higher out-of-network costs, or will be responsible for the full cost of the service. You may also elect for us not to file your insurance and pay for services upfront.

As of March 1, 2025, PHYSICAL THERAPY at Cova Spine and Pain Center PHYSICAL THERAPY

will NO LONGER be IN-NETWORK for ANTHEM BLUE CROSS/BLUE SHIELD PATIENTS.  Read More..