PHYSICAL THERAPY for ANTHEM BC/BS Out-of-Network Effective 3/1/2025

FOR PHYSICAL THERAPY PATIENTS ONLY

As of March 1, 2025, Cova Spine and Pain Center will NO LONGER BE IN-NETWORK for Anthem Blue Cross Blue Shields Plans.

What does “Out-of-Network” mean?

If claims are filed to your insurance:

  • Claims may process to your out-of-network benefit.
    • If applicable, some policies do not have out of network benefits
    • Patients normally have higher out-of-pocket costs
    • Higher copays, deductibles, co-insurances
  • Insurance may leave the patient responsible for the full charge amount
    • There will be no contractual adjustment – balance billing
  • Some plans may deny for no authorization due to utilizing out-of-network providers.
  • You will need to sign a waiver acknowledging that we are out-of-network, and you will have higher out-of-network costs, or will be responsible for the full cost of the service. You may also elect for us not to file your insurance and pay for services upfront.